It’s been a while since you last had a salary increase, so the amount you could borrow as a home loan is the same as last time you checked, right?
While it’s important for older people to follow a financial plan, it’s equally important – if not more-so – for younger people to develop a strategy for their future.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for August 2026.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for July 2026.
Being your own boss offers flexibility, but it can also mean dealing with uneven income. Learn how contractors and freelancers can budget more effectively, prepare for tax obligations and super contributions, and build financial buffers to help smooth out the ups and downs of self-employment.
Protecting your retirement savings starts with knowing the red flags.
In keeping with ASIC’s enduring financial-reporting focus areas, the commission will monitor financial-report preparers’ major judgements.
The Australian Charities and Not-for-profits Commission has released new guidance to help charities wanting to invest cash.
The Australian Charities Report provides a comprehensive annual analysis of information submitted by registered charities in annual information statements.
The Government has introduced significant changes to the way Self Managed Superannuation Funds (SMSFs) can use Limited Recourse Borrowing Arrangements (LRBAs) to acquire property.
Cutting costs can be a useful starting point when you’re struggling to make ends meet. But true financial progress comes from mastering your cash flow.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for June 2026.
From its early beginnings to a thriving specialist division, the SMSF team has helped shape financial futures for hundreds of clients across 20 years, and the journey is only just beginning.
From 1 July 2026, new laws changed how every accounting practice in Australia works with their clients.
McConachie Stedman is pleased to announce the appointment of Jerry Reading to Associate, effective 1 July 2026.
McConachie Stedman is pleased to announce the appointment of Alistair Taylor-Spry to Associate, effective 1 July 2026.
McConachie Stedman is pleased to announce the appointment of Kent Paroz to Director, effective 1 July 2026.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for May 2026.
Home ownership, is it still the Great Australian Dream? According to a recent survey, it is, but the option of renting for life is becoming increasingly attractive.
McConachie Stedman would like to announce the retirement of Steve Kirkman, Director and valued member of our team.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for April 2026.
Navigating the world of personal finance can be challenging, especially with the myriad of myths that can cloud your judgment.
When it comes to making confident financial decisions, having the right guidance can make all the difference. That is where Kent Paroz, Associate and Financial Planner, comes in.
Tax planning is not just something for large businesses or wealthy people. It is a smart process that helps individuals and business owners legally manage how much tax they pay and avoid surprises.
The ACNC has released a summary of a review into charities operating with a complex structure, identifying how they practise good governance and manage risk.
The ACNC has released its latest analysis of charities’ financial reporting, focusing on a cohort of charities more at risk of making errors.
Legislation to require employers to pay their employees’ super at the same time as their salaries and wages has passed parliament.
Infoxchange, an Australian NFP whose focus is technology for social justice, has reported that two-thirds of organisations it surveyed were using artificial intelligence.
Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected.
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might wonder whether continuing to contribute is worth it or whether super is really doing its job.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for March 2026.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for February 2026.
Are you currently a remote worker or digital nomad? Or are you considering becoming one? This article will explain some of the tax, income
structure, superannuation, banking, cash flow, insurance and investment issues you may face, and how to adjust your financial planning to
meet them.
Why do banks decide to increase or decrease interest rates and who influences their decision?
You may have heard discussion about the new Division 296 tax, particularly if you have a higher superannuation balance or are a member of a Self Managed Super Fund (SMSF).
From 1 July 2026, the general transfer balance cap will increase from $2 million to $2.1 million.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for January 2026.
From 01 July 2026, the Australian Tax Office (ATO) will require employers to pay Superannuation Guarantee (SG) contributions at the same time as wages, rather than quarterly.
As we enter the new year, it’s the perfect time for employers to review and prepare for your upcoming tax and superannuation obligations.
Fuel tax credits remain an important entitlement for many businesses that rely on fuel for machinery, equipment, heavy vehicles and off‑road operations.
Whether you're an individual or a business owner, setting yourself up for financial success in 2026 starts with establishing clear, actionable goals that reflect your personal aspirations or your organisation's mission.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for December 2025.
Defining your financial goals is one of the most powerful steps you can take toward building long‑term financial security.
Downsizing your home and contributing the proceeds to super may be a tax-effective option to boost your retirement income. But before you make the decision to sell, make sure you are aware of both the benefits and the possible drawbacks.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for November 2025.
Ready, set, Christmas! At McConachie Stedman, we’re ringing the bells and dusting off the tinsel as we celebrate a joyful ten-year partnership with the Yellow Bucket Christmas Appeal.
The importance of diversifying investments across asset classes and simple ways to achieve investment diversification.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for October 2025.
A reduction in the use of restrictive practices and improved management of high-risk health concerns were among key priorities for the NDIS Quality and Safeguards Commission in 2025–26.
The ACNC’s 2025-26 focus highlights the critical importance of good record-keeping and the commission’s work to educate charities about their obligations.
Cyber Security Risks identified key areas where charities could strengthen governance to minimise risks and manage a cyber incident if necessary.
The structure you chose when starting out, whether sole trader, partnership, company, or trust, may no longer be the best fit for your businesses current circumstances.
This article explains the different asset classes. It covers cash, fixed interest, shares, property, and alternative assets.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for September 2025.
While Cyber Security Awareness Month shines a spotlight on online safety, maintaining strong cyber habits year-round is essential for protecting both personal information and business operations.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for August 2025.
If you’re looking after your own investments, it might be time to ask a professional adviser to take a look at your strategy and portfolio to ensure it’s continuing to meet your changing needs now and into the future.
Find out whether an SMSF is a good fit for your financial situation by comparing its potential benefits with its possible disadvantages.
We have three exciting roles on offer at our Toowoomba and Clayfield offices.
Ever wondered where the brightest minds in cloud accounting gather to swap ideas, get inspired and see what's new in the accounting world? That's Xerocon.
The Australian Charities and Not-for-profits Commission has released key findings of a review into cyber-security and its associated risks for charities.
The ACNC’s governance standards are core principles dealing with how a charity should be run.
As a new financial year begins, it’s a good time to check in on your financial progress and consider whether your current approach is still the right fit.
In an aging population, where retirement savings must last so much longer, this article encourages Millennials to take control of their finances to be financially independent.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for July 2025.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for June 2025.
How long has it been since you reviewed your superannuation to see if it’s on track to meet your retirement needs, regardless of whether your retirement date is two years away, or twenty?
The Office of the Australian Information Commissioner has updated privacy guidance for not-for-profits.
The Australian Taxation Office (ATO) recently announced that businesses will no longer be able to claim tax deductions for ATO interest charges from 1 July 2025.
Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money work hard for them.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for May 2025.
A very insightful article that provides some reminders for sensible investing during market downturns.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for April 2025.
As the end of financial year approaches, both businesses and individuals find themselves in a race against time to ensure their finances are in order. One of the most crucial aspects of this preparation is tax planning, a process that can significantly benefit from the expertise of a professional accountant.
Due to recent increases in the Consumer Price Index (CPI), the general transfer balance cap (TBC) wll increase by $100,000 from $1.9 million to $2 million on 1 July 2025.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for March 2025.
The concept of retirement has changed dramatically over the generations but there remains one constant for most of us planning the end of our working life – to be able to do what we want, when we want.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for February 2025.
Recent research from the University of Adelaide’s International Centre for Financial Services (ICFS) has revealed that Self Managed Super Funds (SMSFs) have outperformed retail and industry funds over the past five years.
The ACNC’s governance standards is a set of core principles dealing with how a charity should be run.
Share markets are renowned for taking unexpected downturns and while history shows that markets eventually recover, this rebound in value can occasionally take time.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for January 2025.
Planning for retirement can be challenging enough, but when there’s a significant age difference between partners, it adds another layer of complexity.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for December 2024.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for November 2024.
Associate Kent Paroz will be visiting our Kingaroy office each month to assist our clients and the Kingaroy community with their financial planning queries.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for October 2024.
Achieving a high income is a significant accomplishment. But don’t be mistaken; a high income does not automatically equate to financial security.
Wondering how the Australian economy fared last quarter? With steady GDP growth, inflation pressures, and changing household spending, our latest update covers the key trends you need to know.
Let’s dive into the showdown between inflation and your savings, and explore strategies to fight back.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for August 2024.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for July 2024.
Our Tax Director, Myles Smith will be travelling to St George and across the Balonne Shire from Monday the 26th of August to help you with your taxation and accounting queries.
We recently celebrated the official opening of our newly renovated office located in the heart of the Toowoomba City.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for June 2024.
It’s the same time every year but it seems that no matter how prepared investors are for June 30, when it comes to gathering up the necessary documentation to complete tax returns, this exercise creates more stress than it should.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for May 2024.
Most of us work hard to save for our retirement, and thanks to tax concessions and compulsory contributions, superannuation often forms a large part of retirement savings.
There are now over 606,000 Self Managed Superannuation Funds (SMSFs) in Australia where the members of the fund are also the trustees.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for April 2024.
The Australian Charities and Not-for-profits Commission has announced that it will focus on the misuse of complex corporate structures and the way charities manage cyber-security challenges.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for March 2024.
What do trustees and members of SMSFs do if or when they become incapable of managing their own fund?
After 20 years of business operations at 619 Ruthven Street, Toowoomba, we have relocated to our new premises located at 160 Hume Street, Toowoomba.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for February 2024.
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We are excited to let you know that the renovations at our new Toowoomba office located at 160 Hume Street have been completed and over the coming weeks, we will be progressively moving across to the new office.
The Government has proposed to increase the value of a penalty unit which is just another reason to consider a corporate trustee for your SMSF.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for January 2024.
Many Australians caught in the nine-to-five grind of working for a living dream of the possibility of taking early retirement, spending their days travelling or playing golf or doing nothing much at all.
Many people have great business ideas but are often overwhelmed when they look to turn their idea into a thriving business. Here are 5 tips for translating your dream into reality.
Often, self-employed people prefer reinvesting back into their businesses, hesitant to stash money away in superannuation. Yet, there's a compelling case for setting aside a slice of your earnings.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for December 2023.
In these ever-changing and uncertain times in society, there has never been a greater emphasis on our health and wellbeing.
In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for November 2023.
It’s the most common story financial professionals hear. Unfortunately, too many people fail to set aside emergency savings to see them through life’s hiccups.
The ACNC has released a record-keeping checklist to promote good record-keeping practice and to support charities in meeting their ACNC obligations.
New questions in the recently launched 2023 AIS require charities to disclose their dealings with related parties.
The ACNC has released findings from 250 annual information and financial statements submitted for the 2021 reporting period.
In this month’s market snapshot, we take a glimpse at what the market has been up to and what the key developments were for October 2023.
The government regularly reminds us that each Australian must take responsibility for funding their future.
The dream of retiring young is one that captivates many peoples’ imaginations. The freedom to live life on your own terms, doing what you want, when you want is undeniably appealing, but is it attainable?
In this month’s market snapshot, we take a glimpse at what the market has been up to and what the key developments were for September 2023.
We all have different desires and goals in life, but most of us share the dream that one day we would like to achieve our particular version of ‘financial freedom’.
Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they?
This article looks at some of the common traps small business operators can fall into when calculating and preparing their BAS returns.
In this month’s market snapshot, we take a glimpse at what the market has been up to and what the key developments were for August 2023.
While older Australians are reportedly among the wealthiest retirees in the world, much of their wealth is tied up in their family home, leaving many to worry about how they will find the money to pay for their day-to-day expenses when they stop work.
Many people think that Estate Planning is only for people who are close to retirement, especially if we fall into the trap of thinking that Estate Planning is just about getting a will. But did you know that Estate Planning addresses key protection strategies whilst you’re still alive?
The Australian Aged Pension scheme provides a wonderful safety net for those with limited assets in retirement, although many remain confused by how their age pension entitlements differ from so called superannuation income streams.
In this months market snapshot, we take a glimpse at what the market has been up to and what the key developments were for July 2023.
In 2023 annual information statements, all but basic religious charities will be required to report their related-party transactions to the ACNC due to changes announced in November 2021.
The ACNC's governance standards is a set of core principles dealing with how a charity should be run. It's timely to review your compliance with them.